MGD PeopleProtect—Beyond the Perks
Provide your people with real protection when life doesn’t go to plan.
PeopleProtect helps organisations take a more deliberate approach to income protection, supporting employees during periods of illness or injury while giving employers greater certainty and control.
Group Income Protection (Non-Super) addresses a risk many organisations overlook by ensuring income protection is purposefully structured and consistently applied across the workforce.
A specialist advisory program for Group Income Protection.
Many organisations offer wellbeing initiatives and lifestyle benefits. They have their place, but they do not provide meaningful support when an employee is unable to work.
Group Income Protection is designed to provide ongoing income during extended absence, while enabling organisations to manage workforce risk in a more considered and reliable way.
Income protection held inside superannuation varies by fund and is not guaranteed. A Group Income Protection (Non-Super) arrangement removes this variability by providing employer led coverage for eligible employees, regardless of where their super is held.
Explore PeopleProtect in detail
To begin the conversation, connect with Owen Korn, Director at MGD Wealth, for further detail.
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PeopleProtect suits organisations seeking a more deliberate approach to employee income protection, including:
Organisations with 20+ employees looking to strengthen their Employee Value Proposition (EVP) and provide meaningful benefits
Businesses that want a standardise approach and process to assisting sick and injured employees
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PeopleProtect is a structured advisory program, not a product.
MGD works alongside HR, Finance, and leadership teams to design and manage group income protection arrangements aligned to workforce needs, financial parameters, and governance expectations.
Our approach focuses on:
Understanding your workforce, structure, and absence patterns
Designing plan options with clear cost and protection trade‑offs
Managing implementation and onboarding end to end
Providing ongoing reviews and proactive plan management
The outcome: a well governed arrangement that aligns with both workforce needs and executive expectations.
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A claim is often lodged at one of the most challenging points in an employee’s life. Our role is to manage the process, reduce complexity, and support the best possible outcome for both employee and employer.
We manage the entire claims journey:
Early pre-assessment and claim viability review
Preparation and lodgement of documentation
Direct liaison with insurers
Ongoing advocacy and progress monitoring
Employer reporting and updates
Well-managed claims support recovery and reduce administrative burden on HR teams.
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PeopleProtect is led by Owen Korn, a specialist adviser with over a decade of experience in group insurance advisory. Owen works closely with C suite, HR, and Finance leaders to ensure arrangements meet strategic, cultural, and financial objectives across organisations of all sizes.
Clients work with a dedicated in house team, not a call centre, responsible for policy administration, onboarding, claims management, and ongoing plan support. Clients benefit from strong insurer relationships, technical depth, and direct access to the advisory team.
What sets MGD apart:
Group insurance specialists, not generalists
Direct access to your adviser and core team
Experience across small, growing, and complex organisations
A complete advisory program, not a transactional product
Strong insurer relationships that support better outcomes