Expertise

Our 80+ in-house specialists bring deep expertise across every critical area of wealth.

At MGD Wealth, we believe true financial clarity and enduring success come from embracing a holistic perspective. That’s why we’ve developed our distinctive Total Wealth Management model—a comprehensive approach that harmonises every aspect of your financial life.

By working with professionals who focus exclusively on their areas of specialisation, you benefit from nuanced insights and solutions that address even the most intricate financial needs. This refined approach ensures that each aspect of your strategy is aligned, simplifying complex financial matters and delivering a seamless, coordinated experience.

Wealth Management

We offer a tailored, comprehensive approach to managing your financial future. Our services include:

  • Retirement Planning: Strategising for a secure and fulfilling retirement.

  • Life Transitions: Providing guidance through events like inheritance, divorce, and career changes.

  • Personal Wealth Building for Business Owners: Developing strategies to grow personal wealth beyond business assets.

  • Private Wealth: Offering bespoke investment, tax, and wealth protection solutions.

  • Family Office: Managing complex family wealth, governance, and succession planning across generations.

Business Advisory

We provides expert guidance to businesses with $20M+ in revenue, across diverse industries. We help optimise operations, scale growth, and navigate crucial transitions, from succession planning to acquisitions and exits.

  • Strategy Design: Developing coherent strategies to build and sustain business value.

  • Transition Support: Expert advice for funding, acquisitions, and exits.

  • Financial Optimisation: Enhancing cash flow and capital management for better business value.

  • Advisory Boards: Providing leadership development and problem-solving through experienced boards.

Tax Advisory

Our comprehensive tax advisory services provide expertise for both personal and business needs.

Personal Tax Advisory

  • Maximising Tax Efficiency: Personalised strategies to minimise tax liability and structure wealth in the most tax-efficient way.

  • Wealth Structures and Tax Planning: Expert advice on trust management, superannuation contributions, and optimising personal wealth structures for long-term tax savings.

  • Superannuation and Tax-Effective Strategies: Maximising super contributions while meeting tax requirements to build a strong foundation for retirement.

Business Tax Advisory

  • Tax Planning: Streamlining business structures to reduce tax liabilities and enhance financial efficiency.

  • Business Advice: Offering guidance on acquisitions, reporting, and compliance to drive business growth.

  • ATO Support: Proactive assistance with audits and resolving tax-related issues.

  • Internal Support: Ongoing advice for accountants and bookkeepers to ensure smooth operations and compliance.

Self-Managed Superannuation Advisory (SMSF)

Personal SMSF Advisory

  • SMSF Setup & Compliance: Setting up your SMSF and ensuring it meets all regulatory requirements.

  • Investment Strategies: Tailored portfolio construction that aligns with your retirement goals and personal wealth ambitions.

  • Tax Efficiency: Maximising tax benefits within your SMSF to optimise personal wealth growth.

  • Retirement Planning: Strategic planning to ensure a smooth transition to retirement through your SMSF.

Business SMSF Advisory

  • Customised SMSF Strategies: Helping business owners optimise their wealth and retirement savings through SMSFs.

  • Commercial Property Integration: Strategic investment in commercial real estate via SMSFs to enhance business and personal wealth.

  • Tax Efficiency: Integrating SMSFs with business tax structures to optimise wealth creation and reduce tax liabilities.

Business Protection

Buy/Sell & Key Person Insurance

For privately owned businesses and partnerships, the loss of a key individual—whether through illness, injury, or death—can disrupt leadership, ownership, or day-to-day operations. We work with business owners to put the right protections in place.

  • Buy/Sell Insurance: Provides funding for the transfer of ownership if a partner passes away or becomes permanently disabled. This helps ensure a smooth transition and protects the interests of the business and the families involved.

  • Key Person Insurance: Helps the business recover from the loss of a key contributor—such as a founder, director, or specialist—by providing funds to cover revenue loss, recruitment, or operational continuity.

Group Insurance

Group Insurance allows employers to provide life, disability, and income protection cover as part of their employee benefits offering. These policies are typically arranged at scale to support staff wellbeing, attract talent, and strengthen retention.

  • Group Life & TPD Insurance: Provides employees and their families with financial protection in the event of death or permanent disability, often through employer-sponsored superannuation or direct arrangements.

  • Group Income Protection: Offers ongoing income support if an employee is temporarily unable to work due to illness or injury—helping them maintain financial stability during recovery.

Personal Insurance

We provide personal insurance solutions designed to safeguard what matters most. Our Risk Specialists take an active approach to ensure your insurance evolves with you through life’s changes, offering comprehensive coverage across:

  • Life Insurance

  • Total and Permanent Disablement (TPD) Insurance

  • Trauma Insurance

  • Income Protection

We tailor our advice to your unique circumstances—helping you secure insurance that offers competitive policy terms, meaningful features, and fair premiums. Our role is to simplify the decisions and ensure your cover remains in step with your life, now and into the future.

When the unexpected happens, we’re here. From documentation to sitting on hold with insurers, we manage the entire claims process on your behalf. Our goal is simple: make a tough time a little easier.

Private Wealth & Family Office

With over 70 ultra-high-net-worth families under our care, the MGD Private team understands the complexities and pressures that come with significant wealth and high-profile success. We specialise in wealth preservation, family governance, and legacy planning—protecting what matters most with discretion and precision.

Our MGD Private Wealth and Family Office services are designed for families seeking an elite level of personal and financial privacy, coupled with an integrated and bespoke solution to steward wealth through generations, ensure business continuity, preserve family harmony, and leave a lasting legacy. Learn more about our MGD Private team.

Asset Management—
LDI Connect

LDI Connect Asset Management, a wholly owned subsidiary of MGD Wealth, was established to offer sophisticated investment strategies free from the conflicts often associated with larger institutions.

Through strategic partnerships with leading asset consultants and independent oversight, we design and implement tailored solutions that are aligned with our clients' financial goals.

  • Institutional-Grade Access: Our scale enables us to provide retail investors with access to exclusive investment opportunities, typically available only to large institutional investors.

  • Global Experts: We partner with leading global experts, including WTW for portfolio management and asset allocation, Quilla for bespoke investment strategies, and Morningstar for extensive research and manager selection, ensuring our portfolios remain competitive and aligned with market trends.

  • Independent Oversight (External Investment Committee): The LDI Connect Investment Committee, composed of external specialists, provides comprehensive and unbiased evaluations of our investment strategies, ensuring risk is managed effectively and market opportunities are leveraged.

“Our family has been with MGD Wealth for over 20 years after a recommendation from my parents and sibling. Their warm and professional approach has guided us through budgeting, investments, superannuation, and retirement planning. The team is always responsive and genuinely committed to our best interests. We highly recommend MGD Wealth to anyone looking for a trusted partner to listen, guide, and support their financial future.”

Janine Deguara, Retired
MGD Client

Let’s start a conversation

We look forward to learning what is important to you and connecting you with the best adviser for your needs.